david kafka

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05 Nov: How to Avoid the Pension Crisis and Retire Comfortably

Back in the day, when I was on the job, my goal was to put in my 25 years in the fire service and retire as a Firefighter/ Engineer and collect a pension. Just like many Americans were looking forward to retirement. It would be a time to reflect on their hard work and a life well-lived, while they relaxed and sailed off into the sunset. Sound familiar? Maybe you had retirement dreams years ago to explore tropical paradise (psst…Belize is always a good idea), spend more time with your future grandchildren or buy that  beautiful piece of real estate…

money vs currency

08 Oct: Top Differences Between Money and Currency

Money. Cash. Capital. Funds. Finances. Moola. Currency. There are lots of different words used to define what makes our world go round. We spend money everyday to buy goods and services. We use money to invest in beautiful Belize, travel the world, support our families, and live a fulfilling life. But did you know there is an actual difference between money and currency? Before we get into the differences, let’s review a little history. For the last 3,000 years, money has existed in some shape or form. Before that time, a system of bartering existed, which is the direct trade…

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28 Sep: DEC Secure Provides Users With Ultimate Private Mobile Platform to Protect Data

Are you tired of worrying if your data will be compromised? According to Security Magazine, Risk Based Security’s 2021 Data Breach Report revealed there were 1,767 publicly reported breaches in the first six months of 2021, which exposed a total of 18.8 billion records. Just last month, 50 million current and past T-Mobile customers had their personal records stolen by a 21-year-old hacker. As today’s technology evolves, the vulnerability and chances of our personal data falling into the wrong hands increases. A data breach can be intentional or accidental. It might involve the loss or theft of your Social Security…

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30 Aug: How to Prepare for Inflation and Make a Profit

As the coronavirus pandemic continues, it’s clear that the global economy has been severely impacted, and the prices of goods and services will continue to rise. Electronics, groceries, gas, furniture, and…nearly everything is becoming more expensive as the days pass.  My favorite BBQ place in San Pedro went from $10 BZD for a plate of BBQ to $12 BZD. Hand sanitizer, Lysol spray, Clorox wipes, and so many other items are all more expensive. But why is that? Inflation. Inflation. Inflation! The U.S. Federal Reserve has created funds by printing money and injecting it into the economy through unemployment and…

how to invest

10 May: How to Invest Like the Top 1%

What does it take to be in the top 1% in the US? According to the 2021 Knight Frank Wealth Report, roughly $4.4 million. While you might not have that kind of net worth, you can still take a page out of their book when it comes to making investment decisions.  Here are a few key points to investing like the top 1%: Their portfolios are diversified. According to this article from Yahoo Finance, “In addition to holding 61 percent U.S. equities (stocks), the top one percent typically has 12 percent cash, 11 percent allocated to real estate, 6 percent…